Ted Morales

I’m Ted Morales, and from my State Farm office in Hampton Bays, NY, my team and I work closely with individuals, families, and business owners to make coverage decisions easier to understand and more effective for real life. Being part of a close‐knit coastal community means showing up, listening, and following through.

Our office is located at 252 W Montauk Highway, Suite 12, Hampton Bays, NY, and we proudly serve customers across Suffolk County, Nassau County, and throughout New York, including East Hampton, West Hampton, Southampton, Sag Harbor, Bridgehampton, Montauk, Shirley, Riverhead, and the five boroughs of New York City. I opened my agency in 2019 with a clear goal: to make a genuine, positive impact in the community I call home. With more than 30 years of industry experience, I bring a service‐driven approach grounded in preparation, education, and follow‐through. Our team begins by identifying coverage gaps and opportunities specific to each customer, then walking through options clearly so nothing feels rushed or confusing. We focus on Auto, Homeowners, Condo, Renters, Business, Life, Health, and Pet coverage, along with protection for motorcycles, recreational vehicles, boats, campers, jet skis, ATVs, and snowmobiles. As a small business owner myself, I especially enjoy helping fellow entrepreneurs protect what they’re building through business and commercial coverage.

I’m fluent in English and Spanish, and my educational background includes an MBA from Molloy University and undergraduate studies at Colgate University. Staying involved locally is important to me, and I actively support community organizations such as local food pantries and the fire department. Outside of work, I enjoy staying active by playing racquetball, softball, and tennis, and spending quality time with my wife and our three daughters. Our team believes strong service goes beyond policies. It’s about being available, answering questions, and supporting you consistently as life changes. If you’d like to connect, review your coverage, or request a personalized quote, you’re welcome to call or stop by our Hampton Bays, NY office and start the conversation.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Ted works with Hampton Bays residents to find coverage that fits.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Connect with Ted for insurance guidance in Hampton Bays.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. In Hampton Bays, you can count on Ted for personalized service.

Q: What is renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Ted, your local State Farm agent in Hampton Bays, NY, is here to help.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Ted is here to help your Hampton Bays household feel covered.

Q: What is life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Looking for coverage? Talk with Ted about your options in Hampton Bays.